All Rights Reserved. He has appeared in major UK newspapers and BBC television sharing his inspirational tips. But opting out of some of these cookies may affect your browsing experience. Just reserve your order online. There could be a few reasons why your payment's not working, so let's check a few things first. In-store Lloyds Pharmacies. Find out all the ways you can pay including flexible credit and trade-ins. Call us on 03456 400 700 to see how we can help. Enter the Valid Thru date on the front of the card in the Expiry Date box. if you had a minimum payment due of 25, you would need to make a payment to Normal Credit of 25. This cookie is set by GDPR Cookie Consent plugin. Your payment due date and statement date are interlinked, though, so by changing one you'll be changing the other. You just need to make sure the card number starts with 10000 and youve got a four digit security PIN. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. This useful guide from UK Finance offers further help and advice. At Carphone Warehouse we have all the latest mobile phones for sale from the big phone brands, including Apple, Samsung, and Google. 4 Can I transfer my Argos Card balance to my Barclaycard? Heres a look at the credit options offered by Currys, PC World and Argos, three of UKs leading retailers. Add a photo to your eGift Card. Your card will be sent to you and youre ready to shop. Can I repay more than my Direct Debit each month? The new processes have been agreed and implemented by all banks to help protect their customers from online fraud. The good news is the card can be used online and in-store. This can sometimes take a couple of weeks to set up, so we need you to keep managing your account as normal until you see the Direct Debit details confirmed on your statement. For any other changes (name, amount, date) you'll need to call us. All you need to know, The best cashback bank accounts: Earnings made easy, The best UK paid focus groups and interview sites, Cancelling Sky To Get A Better Deal Save Up To 60%, 10 simple ways to reduce car insurance costs, 15 simple ways to reduce heating bills by up to 40%, 7 steps to help find the best broadband deal, Blue Light Card Discounts List And Where To Use Your Card, 11 of the best budgeting apps in the UK 2023. Please call us on 0345 640 0700 if you need any further help. Some abbreviations, institution names and definitions in the banking and finance world can be confusing. If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). Argos is all about making life that little bit easier, giving you unbeatable choice, value and delivery options to suit you, like same-day Fast Track Delivery on a wide range of items and free in-store Fast Track Collection services. Microphone / volume / playback & functions control. You will be charged interest on this amount which will be backdated to the date of purchase. can i use my argos card in currys can i use my argos card in currys. Please continue to make payments by an alternative method until your direct debit is set up. We've pulled together some info with Sainsbury's Bank to make it all a bit easier to understand. - View your statements and cut down on paper. If you can afford to pay more each month, you will pay off your balance quicker and you'll pay less interest. These are time-limited credit offers available on top products includingphones,furnitureandvacuum cleaners.The Argos Card allows you to buy now, pay later and its easy to manage your account with the Argos Card App. Remember, if you don't want your rate to change you can get in touch with us to close your account on your existing rate, but you won't be able to spend on your Argos Card again. Why am I being told that my details can't be found when I am trying to register? You'll automatically receive these text messages if we have an up to date mobile number for you on our system. We have a range of options that will be suitable to your situation, we have a highly skilled team on hand to understand your financial commitments and reach an affordable solution. Argos is a credit card offered by Capital One. As of November 2020 Argos is one of the UK's largest general merchandise retailers, operating both in stores and online.. Catalogue stores. Can I turn off my paper statements and letters? You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. Checking is relatively easy though. Were looking into this as we know itd be a super-helpful feature. 3 months). "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. It does not store any personal data. The amount of interest on an Argos Card balance is calculated monthly. Head to Your Account, click on the GIFT CARDS link. Credit buying has however alienated the need to have to pay for an appliance at the time of purchase. Still stuck? Household Money Saving, 2023. Why has one of my plans disappeared from my account? By clicking Accept All, you consent to the use of ALL the cookies. What browsers will myargoscard.co.uk work on? If we ask you to call us, please do call as soon as you can - 03456 400 700 . If you set up a direct debit up in the past but have not made any payments within 12 months we may need to set this up again. Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with Argos Card Lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). the duration of your original Plan). Currys . 2 Can I use my Argos Card to buy cigarettes in Sainsburys? If you dont pay in full, youll be charged interest on any balance remaining at the end of the plan. Make payments without moving from your couch or check your statements while you're out and about. If you've forgotten your login details and you enter any account verification details incorrectly when we ask for them, your account will be locked for 4 hours. These cookies track visitors across websites and collect information to provide customized ads. As the card can still be spent at Argos, its considered usable and youre not entitled to a refund. Write to us: You can write to us at Home Retail Group Card Services Ltd, PO Box 211, Park Mill, Huddersfield, HD8 1FA. Argos/Homebase A Cards These dual-use Homebase/Argos gift cards were issued by Homebases former owners Home Retail Group, and Wesfarmers are no longer honouring them. If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? You might find it useful to work out a budget to help you keep track of your spending each month and prioritise debt repayments. We want to resolve your complaint straightaway and were often able to do this on your first contact with us. If it's been longer than that, double check that the money's come out of your bank account and then give us a call. Manage your Argos Card account in your hand with the My Argos Card App. I thought I was paperless so why have I received a paper statement? Get ready to save money shopping online! If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. What happens if I lock my account? Expires Mar 23, 2023. Skip to main content. How much interest do you pay on an Argos Card? You'll also see a padlock symbol somewhere on your browser, which confirms your session is secure (padlock positions may vary dependent on your browser - always make sure that one is showing though whenever you are using secure sites). What do I need to set up a Direct Debit? When you took out your Fixed Payment or Interest Free Plan you agreed to making a payment for a specific amount each month for the length of the plan. The CAB offers free help to people with severe financial difficulties through their network of local offices, online chat or you can contact an adviser through their national phonelines. If your account has had a zero balance for a while we don't send you statements anymore. The cookie is used to store the user consent for the cookies in the category "Other. People also asking: Is a black racer snake aggressive? Enter the 16 digit card number on the front of your card in the Card Number box. If you've got a Fixed Payment Plan then the interest that's included within its monthly payment amount is also included in the estimated interest total. No, never. My Buy Now Pay Later Plan ends soon, and I dont know how Im going to afford to pay off the balance. We often link to other websites, but we can't be responsible for their content. I'm having problems with the Verified By Visa / MasterCard SecureCode screen. If youre using it as part payment with another payment method, youll need to know the remaining amount on your card to enable our colleagues to process it. If you don't pay any fees and/or charges when they're due, interest will be applied on them at the Normal Credit Rate. How do I set up a Direct Debit? We haven't increased the interest rate on the Argos Card for a long time, yet we have seen the costs of running the Argos Card increase. Argos currently have 25% off of this grass feed, perfect for getting your garden in shape ready for spring and summer this year. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. When do I need to make a payment by? Find out more about Persistent Debt here. If you wish to make a complaint you can do so by making contact through any of the channels listed here: We hope to resolve issues as soon as were informed. APPLY IN-STORE You can apply for an Argos Card in any store. Voucher. We use cookies to ensure that we give you the best experience on our website. - Manage your account in one easy place. Will I need my login details to make purchases or manage my account over the phone? Find out more about Persistent Debt here. You may also fall into 'persistent debt' (see Persistent Debt below) meaning we need to take steps to encourage you to pay more. We have standard 3-6 month credit plans, plus up to 12 months to pay on selected products. If you make only the Minimum Payment each month it'll take you longer and cost you more to clear your balance so feel free to repay as much as you want to in addition to your Minimum Payment Direct Debit. Below, I have listed two of the most popular Argos and Currys. Purchase a gift card in store, where any value up to 1,000 can be loaded onto a Gift Card. You will need to provide the 16 digit card number of the store card you are transferring the balance from. Analytical cookies are used to understand how visitors interact with the website. Check that you have no security software running that might be blocking the PDF from downloading. Money Worries If you're worried about keeping up repayments to your Argos Card, or have an unexpected strain on your finances, give us a call. DSGi, or Dixons retail or whetever its called these days, will sell the affordable products at Currys and PC World. Can I use my Argos classic credit card anywhere? I made a payment to a plan but the payment has gone towards a different plan.